Terms of Service
These Terms of Service apply to Team Romo Mortgage, DBA 184 Lender.
Team Romo Mortgage, DBA 184 Lender, provides direct mortgage inquiry follow-up and loan information to consumers who contact us through our website or forms. Consumers who submit a form are contacting Team Romo Mortgage directly. Consumer information is not sold, shared, matched, or routed to multiple lenders.
Mortgage services are provided through Novus Home Mortgage, a division of Ixonia Bank. Gabe Romo NMLS 199761. Novus Home Mortgage NMLS 423065. Member FDIC. Equal Housing Lender.
Use of Website
By using this website or submitting a form, you agree to these Terms of Service. This website is intended to provide general mortgage program information and allow consumers to request follow-up regarding mortgage options.
Age Restriction
This website and our services are intended for users who are 18 years of age or older. By using this website or submitting a form, you confirm that you are at least 18 years old.
No Commitment to Lend
Submitting a form does not create a loan approval, loan commitment, or guarantee of financing. All loans are subject to credit approval, income qualification, property eligibility, appraisal, underwriting, program guidelines, and applicable federal and state regulations.
HUD 184 Program Information
Information about the HUD 184 Native Home Loan Program is provided for general informational purposes. Program availability, eligibility, terms, and guidelines may change without notice. Not all borrowers or properties will qualify.
Text Message Consent
By providing your phone number and opting in, you consent to receive text messages from Team Romo Mortgage, DBA 184 Lender, regarding your mortgage inquiry, including follow-up messages, loan information, scheduling coordination, appointment reminders, and service updates.
Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent to receive text messages is not required for loan approval or application.
No Lead Selling or Multi-Lender Matching
Team Romo Mortgage, DBA 184 Lender, is not a multi-lender marketplace and does not sell, share, match, or route consumer information to multiple lenders. Consumers who submit a form are contacting Team Romo Mortgage directly.
Carrier Liability Disclaimer
Wireless carriers are not liable for delayed or undelivered text messages.
Privacy Policy
Your use of this website is also governed by our Privacy Policy, which is available at:
https://184lender.com/privacy-policy
Accuracy of Information
We strive to provide accurate information, but we do not guarantee that all website content is complete, current, or error-free. Mortgage program details, rates, terms, and guidelines are subject to change.
Limitation of Liability
Team Romo Mortgage, DBA 184 Lender, and its service providers are not liable for damages arising from use of this website, inability to use this website, or reliance on information provided on this website.
Contact Information
Team Romo Mortgage, DBA 184 Lender
Gabe Romo, NMLS 199761
Phone: 505-235-5078
Email: [email protected]
Novus Home Mortgage is a division of Ixonia Bank, NMLS 423065. Member FDIC. Equal Housing Lender.